San Diego Family Mediation Center

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helping you understand your options for an amicable divorce

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Divorce Planning

Divorce is a huge step and certainly not something to be taken lightly considering the emotional and financial ramifications. This is where divorce planning comes into play. We’re here to help you understand and plan for an impending divorce. No matter why you’re considering a divorce, there are a few things you should consider and think about before you file.  We can help you with divorce planning before you make any changes in your life. We understand that this is a difficult time in your life, and we want to help you understand where to begin.

1. Gather information and make copies

It’s important to understand and gather as much information as possible regarding your family’s finances. We suggest you begin by making a list of assets, debts and sources of income. Make copies of everything, including the last three years of tax returns, retirement-benefit information and insurance documents. Additionally tracking and understanding your family expenses is an important start. It is important however that you do NOT hide money, however. This gives rise to dishonesty and fraud and will be discovered in the divorce.

2. Save and establish a budget.

One of the most often overlooked aspects of divorce is budgeting for the divorce itself.  No matter what route you go paying for a divorce is expensive.  While our mediators can help you save money, there will still be many costs associate with the divorce as well as going from one household to two households which will raise costs. Creating a budget will help you with this transition.

3. Make sure you understand your credit

If you don’t already have an individual credit card, it may be beneficial to you. Additionally, obtaining a credit report will help you understand what credit cards and debts you and your spouse has.

4. Think about options for the family home

While there is often a strong desire to keep the family home, it can often be an expensive asset to maintain and may not be the best decision for everyone.  All expenses need to be taken into consideration.  During mediation, we can help you and your spouse discuss in detail the expenses for the home and understand what makes the most sense, but beginning to think about this will help.

5. Look into mediation

It’s important to explore various options for divorce resolution, litigation is not the only option and is definitely NOT the best choice. Litigation is expensive and provides you and your spouse with less control than options such as mediation. Our mediators can help you understand what the best solution is for you.

If you want an affordable and low-conflict method for divorce, contact our mediators at San Diego Family Mediation Center. Call (858) 736-2411 today to schedule an appointment with our divorce mediators. 

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